Stay ahead of rising interest rates – lock in your remortgage up to six months before your current deal ends, and we’ll monitor it for you. If a better rate comes along in the meantime, we’ll secure it.
Head to our calculator and enter a few details to compare remortgage deals currently on the market
When is it time to remortgage?
You can remortgage at any time, but there are some key situations that often indicate it’s the right moment for you:
This is the most common reason to remortgage. Typically, when your current deal ends, you’ll automatically move onto your lender’s standard variable rate (SVR), which is usually higher. Starting the remortgaging process about six months before your term ends can help you avoid this.
Regularly reviewing your finances is important to ensure your mortgage still meets your needs. Remortgaging could give you the chance to save money.
Keep in mind that leaving a fixed or discounted rate early may trigger an early repayment charge. Our advisers can help you calculate this, so it’s important to discuss it during the remortgaging process.
If you’re planning home improvements, a remortgage can release some of your property’s equity. This can cover renovation costs but remember that any additional borrowing will be added to your mortgage balance and repaid over the full term.
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Mortgage Monitoring today
Let us monitor your current mortgage, giving you peace of mind you’re on the right deal, every month.
- We’ll compare your mortgage against thousands of deals
- Send you a monthly home report
- We’ll notify when a better deal is available
The best part? You don’t need to pay anything.
Please note: This mortgage monitor does not constitute mortgage advice.
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Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.